E-Signatures in Real Estate
Real estate is one of the most document-intensive industries, and also one of the earliest adopters of e-signatures. The ESIGN Act and UETA provide the federal baseline, but state law governs property transactions - meaning compliance requirements vary by jurisdiction.
Key compliance points
- Purchase agreements, closing disclosures, and transfer deeds are all eligible for e-signature under US federal law.
- Some states maintain wet signature requirements for specific deed types - verify requirements in every state where you transact.
- Mortgage lenders often impose their own e-signature requirements beyond the legal minimum.
- Remote Online Notarisation (RON) is available in most US states and is increasingly accepted by title companies.
For detailed legal guidance on e-signature requirements in your jurisdiction, see our Explainers or consult a qualified attorney.